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The 5 Best Bedding Combinations for a Cool & Cozy Summer

Why You Should Refresh Your Bedding for Summer

There’s something about summer that makes everything feel lighter—our clothes, our meals, even our routines. Your bed should feel the same way. Refreshing your bedding isn’t just about the aesthetic (though that’s fun too); it’s about comfort. Especially if you’re like us and still get chilly evenings even in the peak of summer! Having breathable but layered bedding makes all the difference.

 

Cozy and stylish bedroom with deep taupe walls, a beige upholstered headboard, and layered white bedding. The bed features a striped mustard and gray blanket and a floral lumbar pillow. Natural light streams through wood-trimmed windows with woven shades and white curtains. Framed botanical prints, a tufted bench, and black nightstands with brass accents complete the warm, tailored look.

Yes, You Still Need Layers

Just because it’s hot during the day doesn’t mean you should ditch the layers entirely. Think of summer bedding like dressing in linen pants and a tank top—you want options. We like to keep a folded quilt or blanket at the foot of the bed for cooler nights, and opt for breathable sheets and a lighter duvet or coverlet. The layers let you peel back or bundle up as the temps shift from morning to evening.

 

Stylish neutral-toned bed with a woven cane headboard and layered bedding in ivory and charcoal. The standout elements are a pair of large cream pillows with bold navy floral block print. Black accent pillows and a chunky knit throw add cozy texture, with a ceramic lamp and greenery on the nightstand.

Building a Timeless Summer Bedding Combo

Here’s the basic framework we always come back to. From base to top:

  • Sheets – Choose cotton percale or washed linen for a crisp, breathable base.
  • Duvet or Lightweight Comforter – Go with something thinner than your winter fill, ideally in a neutral that plays well with other colors.
  • Quilt or Coverlet – This is your moment to add a little texture or pattern. Folded at the foot of the bed, it’s practical and adds depth.
  • Pillows & Shams – Keep your sleeping pillows simple and swap in shams with texture (like linen or matelassé) for that styled-but-not-stuffy look.

Clouz Houz tip: For your decorative pillows, I recommend a 24 x 24 size all around. Otherwise, if they’re any smaller, they’ll look disproportionate — and a tad silly.

  • Throw Blanket – A gauzy throw or a soft cotton blanket adds that final lived-in, effortless feel.
  • Accent Pillows – 2–3 max. Summer is all about simplicity, so let your materials and palette do the talking.

 

Close-up of a cozy modern bed with layered earthy bedding in warm camel and slate blue tones, accented by a wood headboard. The pillows feature a mix of floral tapestry and soft pinstripe fabrics. A black and brass wall sconce and a leafy plant on a dark nightstand add contrast and charm.

Trending but Timeless

This summer, I’ve been seeing a lot of warm whites, sandy tones, soft greens, and slate blues. You want a soothing palette for a bedroom; nothing too stimulating, just soft tones to help you unwind.  Also, keep the materials feeling relaxed and unfussy. A mix of neutrals and textures goes a long way in making your bed look elevated without needing to do too much.

We’ll be sharing a few combos we’ve put together (that you can shop directly). Maybe you’re giving your primary suite a seasonal refresh, or just want to make the guest room feel a little more thoughtful.

Let your bed match the mood of the season: light, effortless, and ready to linger a little longer.

 


Collage of a cozy bedroom with floral headboard, cane bench, and vintage decor. Accompanying design elements include a warm wood bed frame, white sheet set, clay-colored duvet, floral accent pillow, and soft rose block print pillows.

Bedding Combo #1 – Cottage Bloom & Clay Tones

This room is giving English cottage meets high desert. The base of this combo is that clay-toned bedding—warm, grounded, and unexpected for summer in the best way. To soften the look, we paired it with a simple white sheet set to keep things from feeling too heavy. The block-printed pink pillows feel charming and nostalgic, while the floral accent pillows adds a playful focal point that still keeps with the romantic, garden-inspired theme. This one’s great if you want warmth and a touch of color without leaning into traditional summer brights.

BTW, I know we’re just talking bedding, but when I saw this bed for a client project, I was instantly in love! I think it’s profile is a classic that would work well in many different bedrooms, whether it’s your primary suite or a guest room. I even think it would work beautifully for a teenage girl’s room. Such an amazing value!

 

Image showcasing a sunny bedroom with a vintage four-poster bed and layered prints. Design elements include a yellow floral duvet set, beige gingham pillows, patterned block print quilt, and a neutral cotton comforter, evoking a cheerful and nostalgic summer mood.

Bedding Combo #2 – Sunny Vintage Eclectic

This is for the print lovers. The base is that yellow ditsy floral sheet set—a total mood-booster. To balance the boldness, we added soft neutral gingham pillows that ground the palette without making it boring. The block-printed quilt at the foot adds dimension (I have one of their duvets and the quality is so worth the investment!), and that lightweight ivory duvet is perfect for layering under or over depending on the weather. It’s cheerful, collected, and looks like it belongs in a historic bungalow with windows flung open.

 

Bright, airy bedroom with a coastal-inspired striped wallpaper. The combo includes grey and white striped linen sheets, a white linen duvet, cream fringe accent pillows, and botanical block print pillows, creating a crisp and breezy look.

Bedding Combo #3 – Crisp, Clean, & Coastal-Inspired

Combo #3 is all about whisper tones and breezy charm. The striped sheets are the real hero here—we have these in one of our bed nooks and they feel classic and preppy in the best way. We kept the duvet simple with a fresh white linen for that crisp hotel bed feel, then added soft patterned pillows to keep it from feeling sterile. Those frilly-edge shams add the perfect amount of romance without going over the top. The whole look feels serene, like waking up on a slow morning at the beach.

 

Rustic wood-paneled bedroom with mid-century elements. The bedding features a gathered neutral bedspread, mustard stripe bolster pillow, natural woven rug, and layered textures that bring a vintage-cabin energy with a modern twist.

Bedding Combo #4 – Vintage Cabin Energy

This one is retro camp meets elevated earth tones. The star of the show is the neutral coverlet that hugs the bed for that old-school charm. Then there’s the striped bolster—graphic, bold, and super fun. It cuts through the softness of the rest of the palette, and adds that cool, lived-in feel. This combo is perfect for wood-paneled spaces, rustic cabins, or anywhere you want it to feel like you’ve intentionally layered pieces collected over time. 

We used to have this headboard in one of our boys’ rooms and I loved it! It’s just another good one that will never get tired. If you love rattan like I do, you’ll like this one. And, this light fixture is really pretty. We’ve specified it for a client’s dining room, but if you have vaulted ceilings in a bedroom, it’s perfect for that type of installation.

 

Moody and elegant bedroom with taupe walls and vintage artwork. The combo features soft olive green velvet bedding, cream crochet throw blanket, small-scale block print sheets, and gold-accented pillows, offering a layered, earthy summer look with refined warmth.

Bedding Combo #5 – Soft & Earthy with a Hint of Drama

A little moodier, a little more grown up. The perfect combo for a guest room! This combination centers around olive green linen textures that give the whole bed some weight, but we lightened it up with a crochet throw and these small scale block-printed pillow covers for softness. The golden decorative pillows pull everything together—they’re warm, vintage-inspired, and quietly luxurious. If you want your bed to feel elevated but still comforting, this one’s your go-to.

 


 

At the end of the day, summer bedding should make your room feel like a place you want to land. Whether you’re into florals, clean stripes, or something a little moodier, these combos are less about following rules and more about trusting what feels good to you. I always say if it makes you want to curl up with a book (or let’s be real—watch housewives with a matcha 😂), you’re doing it right. Layer what you love, play with texture, and let your bed reflect the kind of summer you’re having—slow, soft, and lived in.

 


 

Not sure which one’s for you? Take our free quiz to discover which aesthetic best suits your space.

We’re here to help you move forward with confidence, and create a home that truly feels like yours.

P.S. Are you new to Clouz Houz? If you want to be in the know on all things home and lifestyle, subscribe now so you don’t miss a post. As a bonus, you’ll receive our exclusive 42-page ‘Paint Guide,’ which will help you select the perfect shades for your home. And, you’ll also receive our weekly newsletter, including special finds that are not on the blog — they’re only for subscribers. 🤍

1

Bedding Combo #1

A cozy, collected look that blends clay tones with sweet vintage florals. Feels like a country inn you’d never want to leave—warm, inviting, and layered just right.
Percale Duvet Cover Set
Kareena Hand Block Printed Floral Linen Pillow
Handmade Thick Linen Square Zipper Throw Pillowcase
2

Bedding Combo #2

This one is cheerful and playful with a hit of vintage. It mixes florals, gingham, and block prints in a way that feels both spontaneous and totally pulled together.
Bedding Made With Liberty Fabric in Capel Mustard
Winfleur Marigold Quilt
European Linen Duvet Cover in Ivory
Pillow Cover “iris”
3

Bedding Combo #3

Soft stripes and crisp whites give this combo that breezy, refined charm. It’s light and effortless—like slipping into fresh sheets after a beach day.
Antoinette Throw Pillow
Lewis & Wood Bandana Black Ginger Pillow
European Linen Sheet Set in Mist/white Stripe
Linen Duvet Cover – White
4

Bedding Combo #4

Earthy tones meet retro textures in this warm, lived-in setup. Think '70s mountain house reimagined with subtle stripes, gathered linens, and character-rich details.
Hampton Medium Chandelier
Vekki Cotton Bedspread
Painterly Stripe Linen Long Bolster Pillow
Balboa Rattan Headboard
5

Bedding Combo #5

A bit moodier and more tailored, this one leans into soft greens, warm golds, and layers that feel luxe but grounded. It’s calm, textural, and grown-up in the best way.
European Linen Contrast Flange Duvet Cover in Aloe/sand
Mae Floral Pillowcases
Carnel Waffle Blanket
Peter Dunham Fez Pillow Cover in Gold
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